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10 Ways You Can Still Change Your Medicare Advantage Plan after Open Enrollment

Sudhir Mathuria Licensed Professional Health Life 360 6776 Southwest Freeway, Suite # 178 Houston TX 77074 713-771-2900 www.MyMedicarePlanning.com

Sudhir Mathuria
Licensed Professional
Health Life 360
6776 Southwest Freeway, Suite # 178
Houston TX 77074
713-771-2900
www.MyMedicarePlanning.com

(10 Ways You Can Still Change Your Medicare Advantage Plan after Open Enrollment – In Continuation from last week)
4. Your current plan’s status with Medicare changes
If Medicare sanctions your current Medicare Advantage plan or ends the contract with the plan for some reason, you’re free to switch to a new Medicare Advantage plan. In situations where your current plan has its contract with Medicare canceled, you can change to a new plan starting two months before the contract ends and one month after it ends. The period allowed for changes varies on a case-by-case basis when Medicare Advantage plans are sanctioned.
Also, if your current Medicare Advantage plan doesn’t have its contract renewed, you’ll have from Dec. 8 to the last day in February to enroll in a new Medicare Advantage plan.
5. You’re dually eligible for Medicare and Medicaid
You can join, switch, or drop your Medicare Advantage Plan at any time during the year if you’re eligible for both Medicare and Medicaid.
6. You’re either currently enrolled in a State Pharmaceutical Assistance Program (SPAP) or lose SPAP eligibility
Many (but not all) states help pay drug plan premiums and other drug costs through State Pharmaceutical Assistance Programs (SPAP). If you’re either enrolled in SPAP or lose eligibility, you will be able to join a Medicare Advantage plan with drug coverage or a Medicare Part D prescription drug plan. Check with Medicare if this applies to you to find out when you’re allowed to enroll in a Medicare Advantage plan.
7. You’re in a Special Needs Plan (SNP) but you no longer qualify
Medicare Special Needs Plans (SNPs) are Medicare Advantage plans that limit membership to individuals with specific diseases or conditions. If you have been enrolled in an SNP but no longer have a disease or condition that qualifies as a special need that the plan serves, you can switch to another Medicare Advantage plan. You can enroll in a new plan starting from the time you lose your special needs status through three months after your SNP’s grace period ends.
8. Your decision to join (or not join) a plan resulted from a federal employee’s error
If a federal employee made an error that impacted your decision on joining your current Medicare Advantage plan or choosing not to join a plan, you can potentially enroll in a new plan. Medicare will notify you about the error (not the other way around). You’ll have two months after the month in which you’re notified by Medicare about the error to make a change.
9. You weren’t properly informed that your other private drug coverage wasn’t as good as Medicare drug coverage
If either Medicare or your current private plan notifies you that you weren’t appropriately told that your current drug coverage wasn’t equivalent to Medicare drug coverage, you will have two months after the month you are notified about the error to either join a Medicare Advantage plan with drug coverage or enroll in a Medicare Part D prescription drug plan.
10. You weren’t properly informed you were losing private drug coverage that was as good as Medicare drug coverage
If either Medicare or your current private plan notifies you that you weren’t appropriately told that you were losing private drug coverage that was as good ad Medicare drug coverage, you will have two months after the month you are notified about the error to to either join a Medicare Advantage plan with drug coverage or enroll in a Medicare Part D prescription drug plan.
To Select right Medicare Supplement, Medicare Advantage or Medicare Prescription Drug Plan contact Sudhir Mathuria @ 713-771-2900.


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